Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Personalized Insurance Plans for Every Need
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Life Insurance
Life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
Pet Insurance
Fortunately, there are many lifesaving treatments available for pets. However, as veterinary care advances, it’s also becoming very expensive. Pet medical care rivals what's available to humans in complexity and cost. For example, an MRI, a diagnostic tool once reserved for humans is available for pets, as well as radiation, chemotherapy and physical therapy.
Travel Insurance
If you are considering a trip overseas, don’t assume that just because you have excellent medical, auto, and home insurance that you will have the necessary insurance protection. Therefore, it’s important to consider if you will need travel health insurance or some other applicable international travel insurance policy.
ABOUT HUGHES HEALTH INSURANCE SOLUTIONS
Your Trusted Insurance Professionals
Hughes Health Insurance Solutions is an independent insurance agency specializing in Custom Fit Coverage. We work with the major insurance companies so we can offer our clients appropriate coverage for them. Our clients are located all across the United States, giving us a great feel for the insurance landscape. We design plans with a focus on low costs, and proper benefit structure, which we combine with personalized insurance advice aimed at helping our clients make better-informed decisions.
Our Mission
Our mission is to provide our clients with assistance in understanding and making the right decisions when it comes to insurance. We have the skills, knowledge, and experience to help meet our client's established goals. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plan.
Hughes Health Insurance Solutions Proudly Works With The Following Carriers:
Here's a small list of just some of the carriers we work with. If you're interested in a specific carrier, please contact us as we may be working with them already:
YOU'VE GOT QUESTIONS AND WE'VE GOT THE ANSWERS:
Check out our Medicare FAQ's:
I’m turning 65 this year and I plan to retire. When am I eligible to enroll into Medicare?
Assuming you have met the work-related eligibility requirements, you may begin enrollment into Medicare 90 days in advance of the month you turn 65.
Where do I go to get signed up for Medicare?
Online at SSA.gov or in person at a local Social Security office.
Does Medicare have dental plans?
No. But some Advantage plans offer limited dental coverage.
Can I just have “Original Medicare” A+B as my health insurance at retirement?
Yes. However, you will not have prescription coverage, and you will face unlimited exposure to those costs due to the gaps in Original Medicare.
Can I keep all my same doctors when I’m on Medicare?
You usually can. It’s important to be sure your doctor accepts Medicare. Some don’t.
HAVE A QUESTION?